Finance Hack: Keep a Money Journal to Curb Your Spending

If you’re reading the Kaiku Blog, you’re probably looking for tips to save money with a prepaid card. Signing up for a Kaiku Card is a great first step for saving money because reloadable prepaid cards like Kaiku can be used as an “envelope system” and force you to stay on budget. But if you still find yourself overspending, try one of our favorite finance hacks: the Money Journal.

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Stock Market Investing 101

Investing in the stock market can be intimidating for newbies. The last thing most people want is to put their hard-earned money into something they know nothing (or very little) about. Questions such as how to invest, where to invest, and how much to invest can make the process seem complicated. Though it can be risky, investing in the stock market has the potential to give your finances a substantial boost.
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Why Do You Need Good Credit, Anyway?

Being financially diligent allows you to have more money in the bank to obtain confidence in your ability to handle emergencies, and to achieve a high credit score. While many recent graduates may not (yet) fully understand the benefits of good credit, in time it will become evident how much easier life can be with a positive credit score. Here are some of the top advantages of maintaining a good credit score:
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Credit Tips for College Students

College students have a lot to worry about — making friends, deciding on a major, and passing classes, among others. Credit cards are usually offered to students during Freshman orientation, but they may not know the best ways to use it or the importance of good credit. For parents with kids in college, having a candid conversation with them about their responsibilities when using a credit card is a must!

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