Finance Hack: Keep a Money Journal to Curb Your Spending

If you’re reading the Kaiku Blog, you’re probably looking for tips to save money with a prepaid card. Signing up for a Kaiku Card is a great first step for saving money because reloadable prepaid cards like Kaiku can be used as an “envelope system” and force you to stay on budget. But if you still find yourself overspending, try one of our favorite finance hacks: the Money Journal.

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Why Do You Need Good Credit, Anyway?

Being financially diligent allows you to have more money in the bank to obtain confidence in your ability to handle emergencies, and to achieve a high credit score. While many recent graduates may not (yet) fully understand the benefits of good credit, in time it will become evident how much easier life can be with a positive credit score. Here are some of the top advantages of maintaining a good credit score:
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