Finance Hack: Keep a Money Journal to Curb Your Spending

If you’re reading the Kaiku Blog, you’re probably looking for tips to save money with a prepaid card. Signing up for a Kaiku Card is a great first step for saving money because reloadable prepaid cards like Kaiku can be used as an “envelope system” and force you to stay on budget. But if you still find yourself overspending, try one of our favorite finance hacks: the Money Journal.

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What To Do About Your Student Loans

A college education is a priceless investment, but unfortunately many recent grads will struggle to pay off their student loans for many years. Even if you’re lucky enough to land a steady full-time job right out of college, owing potentially hundred of dollars each month to your lender makes it difficult to build your savings and investments. Here’s some information to consider to help you pay off your student loans and be debt-free faster:

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4 Easy Ways to Save Hundreds of Dollars (or More) a Year

April is Financial Literacy Month. But here at Kaiku, we believe in financial literacy year-round! Managing your personal finance doesn’t have to be a headache, and it doesn’t mean sacrificing everything you love just to stay on budget. Check out this great infographic for 4 easy ways to save hundreds or even thousands of dollars a year:

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