6 Tips to Build Your Emergency Fund

Financial experts recommend that individuals save anywhere from three to twelve months worth of expenses, also known as an emergency fund. The fund is to help cover expenses in the case of a sickness that prevents you from working, an unexpected layoff, etc. Saving three to twelve months worth of living expenses can be daunting for even the most budget-conscious person, but here are 6 ways you can get started.

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5 Things to Do with a Budget Surplus

You’ve paid all the bills, allocated money for discretionary spending, and still have money left in your budget! Kudos for cutting back – whether that entailed eating in more often, taking your coffee to work everyday, or resisting the urge to buy new items for your closet. Having a surplus in your budget may feel like a major accomplishment, but having a plan for the money is helpful. Otherwise you may find yourself casually spending it on things that don’t really fall within any of your budget categories. Here’s are several ways to put your surplus money to use:

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4 Ways to Earn Extra Cash and Boost Your Savings

Who doesn’t dream of winning the lottery? After all, we could all do with some extra cash now and then. Whether you’re saving up to go on dream vacation, buy a house, or just have more financial freedom to pursue the things you love, more money can go a long way. But aside from tightening your budget, how can you boost your savings? The best way is to start earning some extra income, and here’s how.

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